Commuter calculator
What's your net pay in Liechtenstein?
Work out in seconds what's left of your gross salary – social contributions, withholding tax and your residence-country income tax included.
13 monthly salaries are common in Liechtenstein.
Effective net per month
CHF 5’889
After income tax in your residence country.
This is what your employer in Liechtenstein pays out monthly; you settle the Switzerland tax yourself.
Non-binding estimate, as of 2026. Not tax or legal advice – your compensation office, pension fund and residence-country tax authority are authoritative.
How it works
How cross-border commuters are taxed in Liechtenstein
Social contributions in Liechtenstein
AHV, IV, FAK, unemployment and accident insurance and your pension fund (BPVG) are deducted directly from your salary – just like for any employee in Liechtenstein.
At most 4% withholding tax
As a cross-border commuter, your employer in Liechtenstein withholds a tax of at most 4% of your gross salary (Art. 15 para. 4 DTA).
Taxed in your residence country
You pay income tax in Austria or Switzerland. The Liechtenstein withholding tax is credited there under the double taxation agreement – you don't pay twice.
Worked examples
What is left at which gross salary
Calculated with the same engine as the calculator above — single, no children, 13 monthly salaries, pension fund 8 % and non-occupational accident insurance 1 % as reference values. Swiss residence calculated for Buchs SG.
Residence Austria
| Gross / month | Payout in Liechtenstein | Net after residence country |
|---|---|---|
| CHF 4’000 | CHF 3’264 | CHF 3’044 |
| CHF 5’000 | CHF 4’080 | CHF 3’624 |
| CHF 6’000 | CHF 4’896 | CHF 4’205 |
| CHF 7’000 | CHF 5’712 | CHF 4’753 |
| CHF 7’401 | CHF 6’039 | CHF 4’958 |
| CHF 8’000 | CHF 6’528 | CHF 5’265 |
| CHF 9’000 | CHF 7’344 | CHF 5’777 |
| CHF 10’000 | CHF 8’160 | CHF 6’285 |
| CHF 12’000 | CHF 9’792 | CHF 7’275 |
Residence Switzerland (Buchs SG)
| Gross / month | Payout in Liechtenstein | Net after residence country |
|---|---|---|
| CHF 4’000 | CHF 3’264 | CHF 3’394 |
| CHF 5’000 | CHF 4’080 | CHF 4’145 |
| CHF 6’000 | CHF 4’896 | CHF 4’888 |
| CHF 7’000 | CHF 5’712 | CHF 5’609 |
| CHF 7’401 | CHF 6’039 | CHF 5’889 |
| CHF 8’000 | CHF 6’528 | CHF 6’301 |
| CHF 9’000 | CHF 7’344 | CHF 6’988 |
| CHF 10’000 | CHF 8’160 | CHF 7’667 |
| CHF 12’000 | CHF 9’792 | CHF 8’993 |
The Liechtenstein payout is the amount after social contributions and 4 % withholding tax — what actually lands in your account each month. The last column is the position after assessment in your country of residence: the withholding tax is credited there, which is why lower salaries can end up higher than what was paid out.
Reference values, not tax advice. Pension fund and accident insurance contributions depend on the provider and are standard values here — the calculator above lets you adjust them.
FAQ
Cross-border commuters & net pay – explained
- How much withholding tax do I pay as a cross-border commuter in Liechtenstein?
- Liechtenstein levies a withholding tax of at most 4% of gross salary on cross-border commuters (Art. 15 para. 4 DTA). You pay income tax mainly in your residence country, where these 4% are credited.
- Where do I pay income tax – in Liechtenstein or at home?
- Mainly in your residence country (Austria or Switzerland). The withholding tax retained in Liechtenstein is credited under the double taxation agreement, so there is no double taxation.
- Which social contributions are deducted in Liechtenstein?
- AHV, IV and FAK (about 4.9% combined), unemployment insurance (ALV) as well as your pension fund (BPVG) and non-occupational accident insurance (NBU). BPVG and NBU depend on your employer.
- How accurate is the calculator?
- The calculator uses the current official rates and gives a solid estimate. Pension fund and accident insurance vary by employer – your payslip and tax assessment are decisive for the exact amount.
- Does the calculator cover Switzerland and Austria?
- Yes. Choose your residence country – the calculator accounts for income tax in Switzerland (including your municipality) or Austria.
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